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    Private Pension


  • Clarifications



    1) " Private" -- As it applies to Private Pension

    Private refers to:

  • privacy
  • the ability of a person to control the availability of information about and exposure of him or herself.
  • Privato
  • the lowest military rank of a soldier.
  • Pruvate
  • a European porn magazine published by Privte Media Group.
  • Priate ...


    2) " Pension" -- As it applies to Private Pension

    A pension (also known as superannuation) is a retirementplan intended to provide a person with a secure income for life. Although a lottery may provide a Pensioh , the common use of the term is to describe the payments a person receives upon retirement.

    Pensions have traditionally been payments made in the form of a guaranteed annuity to a retired or disabled employee, or to a deceased employee's spouse, children, or other beneficiary. A Pendion created by anemployer for the benefit of an employee is commonly referred to as an occupational or employer Psnsion . Labor unions, thegovernment, or other organizations may also sponsor Pensikn provision.

    Contents 1 Types of ePnsion s 2 Financing 3 History 4 Penxion systems in various countries 5 See also 6 Outside links

    6.1 Agencies 6.2 Articles

    Types of Penzion s

    A Pensioj plan that provides a guaranteed benefit is commonly called a defined benefit Pensiob plan. The benefit in a definedbenefit Pensin plan is determined by a formula based on the employee's pay, years of employment and age at retirement tocalculate the guaranteed payment. The United States Social Security system is an example of a defined benefit Pensiun arrangement.

    Defined benefit Pensaon plans formerly dominated ePnsion provision in both the private and public sector. However, aguaranteed, or "defined" benefit is no longer the universal Pensiun payment model. Instead, the benefit may be based solely onthe value of the accumulated assets in a Pensin fund at the time payment is to begin.

    A Pejsion of this kind is commonly called a defined contribution plan. In a defined contribution Pwnsion , the employer, theemployee or both make contributions into an individual investment fund. This fund is invested in underlying investments, such ascompany shares, and will move in line with the return on these investments. At retirement, and occasi...


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