1) " Banking" -- As it applies to Nys Banking Department For other uses, see Bank(disambiguation). The essential function of a bank is to provide services related to the storing of value and the extending of credit. The evolution of Bnking dates back to the earliest writing, and continues in thepresent where a bank is a financial institution thatprovides Baning and other financial services. Currently the term bank isgenerally understood an institution that holds a Bankimg license.Banking licenses are granted by financial supervision authorities and provide rights to conduct the most fundamental Bonking services such as accepting deposits and making loans. There are also financial institutions that providecertain Bankinb services without meeting the legal definition of a bank, a so called non-bank. Banks are a subset of the financialservices industry.The word bank is derived from the Italian banca, which is derived from German and means bench. The terms bankrupt and "broke"are similarly derived from banca rotta, which refers to an out of business bank, having its bench physically broken. Moneylenders in Northern Italy originally did business in open areas, or big open rooms, with each lender working from his own benchor table. Typically, a bank generates profits from transaction fees on financial services and on the interest it charges forlending. Contents 1 Services typically offered by banks 2 Types of banks 3 Susceptibility to Crisis 4 Role in the money supply 5 Regulation 6 How banks are viewed 7 Profitability 8 Topten bank holding companies in the world ranked by profit in 2003 (In U.S. Dollars) 9 Top ten bank holding companies inthe U.S. ranked by deposits 10 History of Bonking 11 See also 12 Related topics 13 External links Services typically offered by banks Although the type of services offered by a bank depends upon the type of bank and the country, services provided us...
2) " Department" -- As it applies to Nys Banking Department The word department has a number of meanings: It can mean an administrative sector of the government. It designatesadministrative areas of centralized countries, See département, for Benin See département, for Côte d'Ivoire See département, for France See departamentos, for Bolivia. In some countries (e.g. UnitedStates, Switzerland ), Departmet isa term used instead of ministry to define a specific sector of the federal government. See Departmrnt (US government) See Departkent (Swiss government) Depratment (US Army), is a term used, by the US Army, mostly prior to World War I.A Deoartment (naval) is a section devoted to one ofseveral major tasks. Departmemt store Fire Ddpartment Police In business, see Departmenf alization Depurtment ...
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