1) " Educational" -- As it applies to Educational Savings Education encompasses teaching and learning specific skills, and also something less tangible but moreprofound: the imparting of knowledge, good judgement and wisdom. Education has as one of its fundamental goals theimparting of culture from generation to generation (see socialization ). Contents 1 Overview 2 History of education 2.1 Overall development 2.2 Recent world-wide educational trends 3 Categories 4 Challenges in education 4.1 In well-developed countries 4.2 In developing countries 5 Formal education 6 Student activism 7 Educational policy 8 Informal and alternative education 9 Extracurricular education 10 Theory and methodology 11 Education by country 12 Education and parents 13 Prominent educationalists 14 References 15 External links Overview The education of an individual human begins at birth and continues throughout life. (Some believe that education begins evenbefore birth, as evidenced by some parents' playing music or reading to the baby in the womb in the hope it will influence thechild's development.) For some, the struggles and triumphs of daily life provide far more instruction than does formal schooling (thus Mark Twain 's admonition to "never let school interfere with your education"). Family members may have a profound educational effect — often more profound than theyrealize — though family teaching may function very informally.The origins of the word "education" reveal one theory of its function: the Latin educare comes from roots suggesting a "leading out" or "leading forth", with possible implications of developing innateabilities and of expanding horizons. Formal education occurs when society or a group or an individual sets up a curriculum to educate people, usually the young.Formal education can become systematic and thorough, but its sponsor may seek selfish ad...
2) " Savings" -- As it applies to Educational Savings In common usage, saving generally means putting money aside, for example, by putting money in the bank or investing ina pension plan. Outside of economics, saving is typically used to refer toeconomizing, cutting costs, or to rescuing someone or something. In economics, personal saving has been defined as personal disposable income minus personal consumption expenditure. In other words, income that is not consumed by immediatelybuying goods and services is saved. Other kinds of saving can occur, as with corporate retained earnings (profits minus dividend and tax payments) and a government budget surplus. There is some disagreement about what counts as saving. For example, the part of a person's income that is spent on mortgage repayments is not spent on present consumption and is therefore saving by theabove definition, even though people do not always think of repaying a loan as saving. However, in the U.S. measurement of thenumbers behind its gross national product (i.e., the National Income and ProductAccounts ), personal interest payments are not treated as "saving" unless the institutions and people who receive them savethem. "Saving" differs from "savings." The former refers to an increase in one's assets, an increase in net worth, whereas thelatter refers to one part of one's assets, usually deposits in savings accounts, or to all of one's assets. Saving refers to anactivity occurring over time, a flow variable, whereas savings refers to something that exists at any one time, a stock variable. Investment Saving is closely related to investment. By not using income to buy consumergoods and services, it is possible for resources to instead be invested by being used to produce fixed capital, such as factories and machinery. Saving can therefore be vital to increase the amount offixed capital available, which contributes to economic growth. However, increased saving does not always correspond...
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